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Pre-Need Plans vs Life Insurance in the Philippines

Posted 4 CommentsPosted in Investments, Financial Literacy, Insurance, Personal Finance

Both pre-need and life insurance investments are subject to market risk since they need to invest their funds and premium payments to make it grow, and to service future claims. However, recall that a pre-need plan has already promised to pay your future cost not matter how much it is (open-ended, making it harder to fulfill).

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